They advise you on the possibilities and solutions with which you can realize your wishes. In this advice they do not base our advice on an examination of the offers of all insurers operating in the Netherlands. No financial institution, such as a bank or an insurance company, has an ownership interest or control in our company. This freedom to advise you on what they think is in your interest goes hand in hand with our freedom as an entrepreneur. Other providers may also have products that are suitable for you. You must search for this information yourself. They do not advise, as the law calls it, based on an objective analysis, but that does not alter the fact that our advice is objective and based on an analysis of your personal situation.
they have good contacts with a large number of providers of financial products. they take care of the contacts between you and the financial institution with which you are considering taking out a financial product.
Maintenance / aftercare
They can also be of service after you have purchased the financial product that you want. This guidance can consist of answering general questions about the product in question or adapting the product due to changed circumstances (for example, divorce, relocation, etc.).
You can choose from different forms of remuneration. At the start of our work they can advise you which reward system is appropriate for your situation:
Reward based on hourly rate.
It is also possible that they make an agreement with you that you will pay us the costs directly. You then pay us an hourly rate. They have made an estimate in advance of how many hours they spend on advice for a specific product. The hourly rate that they charge is € 125.
Reward based on a fixed amount
They apply fixed rates for a number of products.
What is the amount of the reimbursement at Medino?
The forms of remuneration (fee) that they use for the various products. From informing to mediating a mortgage, they spend an average of 20 hours to 30 hours. This bandwidth indicates the average cost of our services. This of course only concerns averages. If, in your situation, it is not possible to stay within the specified bandwidths, because they have to invest more or less time to come to an appropriate advice, they will discuss this with you in a timely manner.
What do they expect from you?
To be able to advise you as well as possible, they depend on the information you provide us. That is why we ask you to give us as complete insight as possible into your personal and financial situation and wishes. This can sometimes be personally sensitive information such as loans, alimony or arrears on loans in the past. However, in order to optimally represent your interests, it is very important to have an overview of all the elements. This way you prevent you from getting the wrong advice or running certain risks unnecessarily. Naturally, they treat all information that you provide us with the utmost confidentiality.
Where can I go with my complaints
they represent your interests in the field of financial products as well as possible. However, it can happen that something does not go well. Or maybe you don’t feel treated correctly. In that case, do not hesitate to contact us directly so that we can resolve the error quickly.
Consumer loans with Medino.
Sometimes you are unexpectedly faced with a large issue. For example, because you get a new job and you have to purchase a car for it. The financing of such an unexpected expense can be arranged by taking out a consumer credit. Medino checks whether this credit fits in with your financial situation. Borrowing is easy, but it also costs money. You pay interest in addition to the repayment. And it is precisely this interest that can make a loan a burden. One provider simply applies a higher rate than the other.