With the crisis, job profiles are increasingly varied and there is a high percentage of the population that is no longer employed by others but, despite this, continue to receive regular income and, therefore, can request a small payday loan without payroll.
This is the case, for example, of a retiree who is charging a pension. This person is receiving a monthly income and, therefore, we understand that he can face the debt incurred at the time generated by the mini-loans without payroll.
With mini-loans without payroll, anyone who meets the requirements can get up to 500 euros. They are a good option for those who need to get a loan without a payroll, since the credit can be obtained on the same day. In addition, they do not require paperwork or any linking.
Do I have to have the monthly income to request mini-loans without payroll?
Although we do not ask you to have a payroll, it is essential that you have a constant income entry to apply for one of our small payday loans without payroll.
As you know, to request a mini loan you do not need any collateral or guarantor, so there is no one who will back up your payment if you do not have enough money to repay the personal loan on the day of expiration. Therefore, having a source of regular income is the only way we have to make sure that you will be able to have money to return your mini-credit and you will not over-borrow.
We always advise bringing the expiration date to the day on which we collect our pension, unemployment benefit, etc.
Do you need to get a loan without a payroll? Click on the next button that will take you to the main page, from where you can request one of our small payday loans.
Get mini loans without payroll
You can see what the interests are here.
Almost all the entities in this list will grant us payroll loans provided that we can prove some type of recurring income.
In this way, even groups such as pensioners, the unemployed or the self-employed, who usually had great problems to get cash on loan, can have access to fast loans without payroll and solve unforeseen events that, otherwise, they could not have faced.
Who can ask for a mini loan? Pensioners, unemployed, self-employed…
Even if you meet the requirements, it is important that you request adequate amounts at your income level to prevent your debt from being too high and you cannot pay it. Also, if you ask for smaller amounts it is easier for you to approve the credit.
Any person who has a source of regular income and who can prove it can request credit with us, as long as it meets the other requirements. Although small-loans are considered as a kind of payroll advance, for practical purposes being collecting a pension is similar to having a payroll, since money is received every month.
Remember that if you do not repay the mini loan within the repayment period, your debt will increase until it is difficult for you to pay it, so we advise you to request a small-loan only if you are sure that you will be able to repay it within the established term. Otherwise, contact us to offer you tailored solutions such as the hiring of extensions.